Supplementary Table 1
Working Families' Access to Employer-Sponsored Health Insurance


Note: This table shows that the percent of people in working families with access to employer-sponsored insurance (ESI) from a current employer increased slightly from 1996-97 to 2000-01. The poeple who were least likely to have access to ESI in 2000-01 included those people with family income below the federal povery level, Hispanics, people in fair or poor health, people in families with only part-time workers, single people and people in one-parent families. Most importantly, people who work for or who have a family member who works for an employer with less than 10 employees were particularly unlikely to have access to ESI in 2000-01.

 
Percent with Access 1 to Employer-Sponsored Insurance from a Current Employer
1996-97
1998-99
2000-01
All Nonelderly (Age<65) People in Working Families2
82.7
82.6
84.0* #
Family Income Below poverty
52.6
47.2*
52.3*
100-199% of poverty
74.7
72.9
74.9
200% of poverty and above
88.8
89.4
89.0
Race/Ethnicity White
85.4
85.4
86.5#
Black
80.0
80.6
83.8* #
Hispanic
68.6
70.1
70.8
Other
80.3
78.9
82.6
Health Status Excellent, very good or good
83.6
83.4
84.6* #
Fair or poor
71.7
73.3
76.9* #
Family-level Firm Size Someone in the family works for an employer with less than 10 employees
38.1
37.4
38.1
Someone in the family works for an employer with 10-99 employees
70.5
70.1
73.4* #
Someone in the family works for an employer with 100 or more employees
91.8
92.1
92.6
Family-level Work Status Someone in the family is a full-time worker
85.2
85.2
86.6* #
All working family members are part-time workers
45.1
41.2*
43.1
Family Composition Single Person
74.1
75.5
74.8
Married couple without kids
86.7
87.3
88.9#
One parent with kids
73.8
71.6
76.3*
Married couple with kids
85.6
85.7
86.7
Region Northeast
84.6
85.4
86.2
Midwest
87.3
87.0
88.0
South
81.6
80.8
81.8
West
78.5
79.5
81.6* #

DATA SOURCE: HSC Community Tracking Study Household Survey.
1People in working families have access to employer coverage by having a current employer that offers health insurance and then meeting eligibility requirements, such as working a minimum number of hours. If any member of the family has access to employer coverage, then all members are considered to have access.
2A working family is defined as one in which the total number of hours worked by all adult members of a family is 20 or more per week. Families in which all adult members are self-employed without paid employees as well as people who obtain health insurance form someone outside the family are excluded.
* Change from previous round is statistically significant at p<.05.
# Change from 1996-97 to 2000-01 is statistically significant at p<.05.