TABLE 1
ANNUAL SPENDING AND PREMIUM TRENDS, 1991-2001
 
Annual Change per Capita in Health Care Spending, by Component
Annual Increase in Employer-Based Insurance Premiums
YEAR
HOSPITAL
INPATIENT
HOSPITAL
OUTPATIENT
PHYSI-
CIAN
PRESCRIP-
TION DRUGS
ALL
SERVICES
LARGE
FIRMS b
ALL
FIRMS
1991
3.5%
16.8%
5.4%
12.4%
6.9%
11.5%
c
1992
2.8
13.9
5.9
11.7
6.6
10.9
c
1993
4.8
8.9
3.3
7.1
5.0
8.0
8.5%
1994
-2.0
8.7
1.7
5.2
2.1
4.8
c
1995
-3.5
7.9
1.9
10.6
2.2
2.1
2.3
1996
-4.4
7.7
1.6
11.0
2.0
0.5
0.8
1997
-5.3
9.5
3.4
11.5
3.3
2.1
c
1998
-0.6
7.9
4.8
14.1
5.3
3.3
3.7
1999
1.6
8.9
5.7
18.4
7.1
4.1
4.8
2000
2.8
11.2
4.8
14.5
7.2
7.5
8.3
2001
3.5 a
12.5 a
4.8 a
15.2 a
7.7 a
10.2
11.0
a Data through March 2001, change from corresponding months in 2000.
b Firms with 200 or more workers.
c Not available.
Note: Spending data for 1998 and 1999 reflect August 2001 revision by Milliman USA.
Source: Milliman USA Health Cost Index ($0 deductible), Kaiser/HRET survey of employer-based health plans for 1999-2001 and KPMG survey for 1991-98